Employee Benefit Ancillary Coverages

PRISM offers our members the ability to participate in an array of Employee Benefits ancillary coverages that are tailored to meet the needs of every Public Agency.

PRISM members are able to choose from two leading vision care providers, Vision Service Plan (VSP) and Medical Eye Services (MES). The vision program offers custom plan designs tailored for the needs of the entity, while capitalizing on pooled renewals with multi-year rate guarantees. 

 


VSP Vision – Coverage Provided

  • Self-insured and fully insured contracts
  • Duplicate existing benefit designs or create custom benefit designs
  • Signature and Choice Provider Network options
  • Current VSP clients can join the program at discounted rates
     

MESVision – Coverage Provided

  • Self-insured and fully insured contracts
  • Shelf plan options available with a large range of possible co-pays and benefit frequencies

Membership

     

The Employee Assistance Program has been designed to help public sector employers and employees effectively manage unique workplace issues. Offered through Managed Health Network (MHN) and Anthem, the program includes a dedicated management consultant, management consultations, employee referrals, critical incident stress debriefing, negotiated preferred pricing, and pooled renewals ensure greater long-term rate stability.


Program Offerings:

  • Face-to-Face and Telehealth Counseling
  • Work/Life Balance
  • Wellness Coaching
  • Extensive Training Manual for Employee Engagement

Membership

  

The Life & Disability Program offers a suite of Life, AD&D, Supplemental Life and Disability coverage options. Offered through Voya and Lincoln Financial, program benefits include custom plan designs, pooled renewals and contract enhancements specific to public entities. Additionally, through the PRISM Life & Disability program, members receive value added services related to EAP and travel assistance.


Coverages Provided:

  • Basic Life Insurance
  • Accidental Death and Dismemberment (AD&D)
  • Supplemental Life Insurance
  • Short-term disability (STD) 
  • Long-term disability (LTD) 

Membership

The Personal Lines Insurance Program (PLIP) offers PRISM members access to practical group savings on everyday insurance coverages. Available to all eligible PRISM members and their employees, council, commissioners and retirees, there is a solution and savings for many participants.

PRISM partners exclusively with Liberty Mutual to help our members and their eligible participants save *$842 on auto and home insurance. Call 844-224-1114 to get a free quote. Click here to learn more!

Coverage Provided

  • Automobile
  • Pet Insurance
  • Homeowners
  • Renters
  • Excess Liability/Umbrella to all the employees (including retirees)
  • Condominium
  • Scheduled Personal Property
  • Recreation Vehicles
  • Boat
  • RV
  • Rental Properties

* Savings validated by countrywide survey of participating new customers from 3/1/2018 to 3/1/2019 who switched to Liberty Mutual and saved. Savings may vary. Comparison does not apply in MA Coverages underwritten by Liberty Mutual Insurance. Equal Housing Insurer.

Each public entity participating in a PRISM benefit program receives service support from a dedicated program management team.